ezSmartPro
When accidents happen, ezSmartPro help ensure your loved ones can continue with daily life, such as paying bills and managing everyday costs. ezSmartPro makes it simple:
- Guaranteed acceptance for ages 18-70
- Fixed monthly contribution that doesn't increase with age
- Benefits paid directly to you or your family, free of tax
- No medical examination
benefits
Up to RM300,000 for accidental death
Up to RM150,000 for accidental total permanent disability
Up to RM15,000 funeral expenses for accidental death
Renewal Bonus of 10% increase in sum insured for each complete year of coverage up to 5 years
your plan
Up to RM150,000 for death due to public conveyance accident
Up to RM750 emergency cash for hospitalisation due to accident
Up to RM1,500 for hospitalisation due to snatch theft
Up to RM15,000 for ICU due to accident
How ezSmartPro
Ahmad has the Premier plan (with 2 add-ons for ICU and public conveyance death). He has had his plan for 4 years and his cover has increased by 10% each of those years.
During the fifth year, Ahmad is injured while travelling on a bus and ends up in ICU and sadly passes away.
His family would receive the following payouts:
ezSmartPro cover for 4 completed years = coverage x 140% for all benefits
| 1) | Accidental Death | RM 420,000 (RM300,000 x 140%) |
| 2) | Funeral Expenses | RM 21,000 (RM15,000 x 140%) |
| 3) | ICU due to Accident | RM 21,000 (RM15,000 x 140%) |
| 4) | Public Conveyance Death | RM 210,000 (RM150,000 x 140%) |
| Total | RM 672,000 | |
All for under RM2.25 a day, less than the cost of a meal!
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